About Equanimity
Equanimity IFA Limited specialises in holistic financial planning aimed at maximising your wealth. We provide expert advice in complex financial situations enabling you to take control of your finances rather than being controlled by them.
You may rank talking to a financial adviser somewhere up there with a trip to the dentist, worrying about how much we will take out and if will it hurt. Let us assuage your fears by outlining what working with us might involve:
- Free initial meeting. New clients are welcome to attend an initial consultation. The first meeting is simply about reviewing your current financial situation, warts and all, and identifying your main financial goals and priorities. We will help you to understand the key stages in your financial life past, present and future, i.e. purchasing your first home, getting married, starting a family, retiring, etc. The initial meeting is completely free of charge; we understand that you have to feel confident to work with us before you commit.
- Financial Health Check Report. We follow the initial meeting with a financial health check report which details what has been discussed in the first meeting and summarises your financial goals and aspirations. In this report we provide you with the full range of options available to you so that you can start to meet your goals. We charge from £500 for this report. If you subsequently decide to transact business with us we will offset this fee against any fee/commission generated.
- Independent Product Recommendations. We will provide you with our product recommendations but the important aspect to note is that we are fully independent. This means we will search the whole of the market for the most appropriate solution for you. We then receive our remuneration via fees or commission. You will be made fully aware of any fees/level of commission before any product recommendations are provided. The way we work is open and transparent without any hidden costs or financial stings in the tail.
- Review of Client Portfolio. We will review your portfolio at mutually agreed given timescales, often annually. We will invite you to financial reviews if your circumstances change, i.e. through marriage, the birth of a child, a house move etc.
Why us?
Put simply, we are qualified independent financial advisers with over ten years in the Life & Pensions industry and have our fingers firmly on the financial pulse being located in the centre of London. In addition, we make full use of the latest technologies in terms of research, for example, to offer you the best financial service.
Why do you need financial advice?
We all have hectic lives, and often do not find the time to organise our financial affairs in the most efficient, and secure ways possible. Some people choose to employ a cleaner through lack of time to make their home comfortable after a long day at work. So why not let an independent financial adviser spring clean your financial affairs? We can give you access to a complete range of financial services - all in one place; a one-stop-shop if you like.
Often clients come to us feeling confused about the variety of options available to them. It is natural to be overwhelmed by the variety of financial products on the market and many people put off thinking about their financial future for another day, which never comes, and simply do nothing.
We understand how daunting financial decisions can be, so we take care to explain your choices to you in everyday terms, allowing you to make the best decisions for your own circumstances, without patronising you or blinding you with yawn-inducing financial jargon.
